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Auto Savings Loan

The Auto Loan that helps you build your savings! This hybrid loan features a low competitive fixed rate and allows you to set aside money for your future. Simply add a minimum of $25 to your loan payment and we'll deposit it into a high-dividend certificate of deposit that will mature at the end of your loan term. Plus, you'll have access to your savings, penalty-free, for vehicle repair costs.*

 

The Auto Loan That
Helps You Save!

What You Get
  • Competitive dividends paid monthly - you'll earn the dividend rate equal to a Heartland 60 month CD

  • An easy way to set aside money and earn a high-dividend rate

  • Penalty-free withdrawals for the purpose of vehicle repairs - giving you peace of mind in the event of unexpected repair costs

  • Low required saving amount of $25 - making it easy to save and stick to

  • Flexible saving amount - you can increase or decrease your saving amount anytime during the loan term to meet your needs. (Minimum of $25 is required and no more than $200)

  • Easy deposit and loan payment process through direct deposit or ACH - your payment is set up to automatically be made so you don't have to worry about it

  • No dividend loss or penalties incurred for early payoff to finance another vehicle with Heartland - rewarding you for doing business with Heartland

Apply Today!

Simply call us at (651) 451-5160 or (800) 813-9185 to apply. Or, apply online. A Loan Officer will contact you when your application is received to discuss the Auto Savings Loan options.

*Proof of repair is required. Withdrawal penalties for other purposes apply. See addendum from a Heartland Loan officer for complete product details and requirements.


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