Titled Vehicle Loans

Heartland CU offers "Titled" vehicle loans for anything that requires a title from the Department of Motor Vehicles. This includes new and used cars, trucks, RVs, boats, and motorcycles. 

• Great loan rates available for new or used vehicle purchases (or refinances).
   
• Apply online around the clock or call 651/451-5160 or 1-800-813-9185 during regular business hours. 
   
  
• GAP Insurance and Mechanical Repair Coverage options are also available.
   
• Refinance loans from elsewhere with Heartland to lower your monthly payment. Your RV, boat, motorcycle, etc., may also be used as collateral for debt consolidation or personal loans.
   
• Qualified applicants may borrow up to 100% of the cost of a new vehicle and the average retail price on used vehicles (including tax and license).

Auto Savings Loan

The Auto Loan that helps you build your savings! This hybrid auto loan features a low competitive fixed rate and allows you to set aside money in a high-dividend earning certificate of deposit that will mature at the end of your loan term. More>

Hassle-free, haggle-free auto buying

Shop for the vehicle of your choice, save more, and never even step foot into a car dealership. Heartland Credit Union has partnered with CU Auto to help you find the vehicle you want. Let us do the shopping for you! Click here to visit CU Auto!

Untitled Vehicle Loans

Untitled vehicles include snowmobiles, jet skis, ATVs, and dirt bikes. These vehicles are not titled by the Department of Motor Vehicles but can be used as collateral on loans. 

• Available for new or used vehicle purchases.
   
• Use your untitled vehicle as collateral for debt consolidation or vacations and save on the interest rate. 
   
• Qualified applicants may borrow up to 100% of the cost of a new vehicle and the average retail price on used vehicles (including tax and license).
   
• Apply online around the clock or call
  (651)451-5160 or 1-800-813-9185
  during regular business hours.