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It looks like a credit card but works like a check! Use our Visa
Check Card in person or online. Purchases couldn't be easier!
Use your Visa Check Card to withdraw cash from your Heartland
checking and savings accounts at thousands of ATM locations
worldwide.
Here's looking at you!
Want
additional security for your check card? We offer a photo check card
with your personal photo on the front of the card. It's safe and
fun...
Just ask us how to get one!

You may not know it, but Heartland Check Card users have round-the-clock
protection against the increasingly savvy perpetrators of debit card fraud.
That’s because the debit cards we issue are protected by Fraud-Watch® PLUS. So
if you ever get a call from “Fraud Prevention Services,” know that our watchdogs
are doing their job and preventing potential fraudulent use of your card.
Want a Visa Check Card?
Visit
your nearest Heartland office or call
(651) 451-5160 or toll-free 1-800-813-9185.
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Shopping Online?
You can use Verified by Visa to protect your
Heartland check card.
Click here to register your Check Card in the Verified by Visa program.
Cash withdrawals
You can use your Heartland Visa Check Card
to withdraw cash from
your Heartland checking and savings
accounts at thousands of ATM locations worldwide. Click
here to view a list
of available ATMs.
View checking account options for ATM transaction
limitations.
PIN-based
purchases
Our cards are accepted by any merchant who participates in the
Interlink Network. To find out which merchants are on near you, use the Interlink
Network Merchant Locator.
Want to change your Check Card PIN?
You can choose your own Check Card PIN (personal
identification number) by calling
1-800-448-8268. Please note that this service doesn't apply
to ATM cards.
Going Out of the Country?
To protect your Visa account from potential fraud, all
international ATM transaction are restricted. Please contact us at
651-451-5160 or 800-813-9185 to make accommodations for the
restriction if you plan on traveling out of the country.
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