eChecking Account

A Paperless Checking Account

Ditch your checkbook for good! With the eChecking account you won't need it. Use your MasterCard Debit Card at over 35,000 surcharge-free ATMs to access cash or use it to make purchases at merchants accepting MasterCard. You can transfer money with Online Banking and pay anyone with Online Bill Pay -  we'll send an electronic check to those who accept them or mail a check for you when needed. Plus, as a paperless account you'll even receive your statements electronically  with eStatements - we'll send you an e-mail when your statement is ready to view.

Go Paperless!

What You Get

• FREE MasterCard Debit Card
• FREE Online Banking
• FREE Online Bill Pay
• FREE eStatements
• 10 FREE ATM Withdrawals per month at non-Heartland ATMs  
• FREE ATM Withdrawals at Heartland ATMs
• FREE CUTELE Transfers (Automated Phone System to access your money 24/7)
• Direct Deposit
• Overdraft Protection Options
• Security with Online Fraud Protection and available Photo Visa Check Card
• Loan Discounts get 0.25% off our loan rates when you make your monthly payment with autopay from your eChecking account

How Does It Work?

Simply maintain an active eChecking
account by:

• Depositing your monthly paycheck with Direct Deposit*

• Make at least 10 debits per month

*Direct deposit must amount to a minimum of $500 or 50% of your monthly paycheck.
 

Open Yours Today!

Questions? Talk to a financial consultant today at your nearest Heartland branch office or call (651) 451-5160 or (800) 813-9185.