eChecking Account

A Paperless Checking Account

Ditch your checkbook for good! With an eChecking Account you can access your money
through your:

• Heartland MasterCard Debit Card - use it for purchases at thousands of retailers or
  at ATMs nationwide.

• Online Banking - view your balance, transfer funds and more

• Online Bill Pay - pay your bills electronically from utility bills to sending money to a friend

• eStatements - no more paper statements. We'll email you each month when your statement is ready to view securely online

Go Paperless!

• No balance requirements
   
• MasterCard Debit Card - use it for purchases or to access your money at ATMs. Choose from 4 designs, including a photocard for added security
   
• FREE Online Banking, Bill Pay and eStatements (required)
   
• FREE withdrawals at Heartland ATMs
   
• 10 FREE ATM withdrawals per month at non-Heartland owned ATMs

• FREE Overdraft protection from savings
   
• Overdraft Privilege Pay (restrictions apply)
   
• Overdraft protection line of credit
  (approval required)
   
• Direct Deposit required
   
• 0.25% loan discount when loan payment is made with autopay from your Heartland eChecking account

• Depositing your monthly paycheck with Direct Deposit*
• Make at least 10 debits per month

*Direct deposit must amount to a minimum of $500 or 50% of your monthly paycheck.

Open Yours Today

Simply call us at (651) 451-5160 or (800) 813-9185. Or print an application.