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Home Equity Loans & Lines

 

 

If you've been in your home a year or more, your equity can make your home work for you. Home improvements, college tuition, debt consolidation...no matter what your future needs, we have your solution.

Heartland has great rates on home equity loans and one low monthly payment. Call us today at 651-451-5160 (outside of Minnesota 1-800-813-9185) for current rates.

A home equity loan is useful for home improvement projects, paying for education or purchasing a vehicle. This is a smart way to borrow, especially since the interest is usually tax deductible*. Borrow up to 90% of the equity available in your home for a fixed period of time.

A fixed interest rate and fixed monthly payment makes budgeting easy! Call (651) 451-5160 or
(800) 813-9185 or click here to apply online

*Check with a qualified tax advisor for complete deductibility rules.

Closed End

With a Closed End Home Equity Loan, you may borrow up to 90% of your home's value in one lump sum. This loan features fixed interest rates and repayment terms up to 15 years.

Line of Credit

Our Line of Credit Home Equity Loan means you have access to cash when you need it. You can write a check or transfer funds electronically to access your credit line when you want — for whatever you want; whether you’re remodeling your kitchen, adding a deck or splurging for that vacation you’ve been putting off for so long 

Rates are variable and may adjust quarterly. .

Home Improvement Loans

If you're making permanent improvements to your home, this is the loan you're looking for. Depending on the projects you select, the interest you pay may be tax deductible!*

No matter what home improvement project you dream up, we can make it a reality. Terms up to 10 years are available.


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