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Individual Retirement Accounts (IRAs)

Heartland offers the following types of IRAs:

  • Traditional IRA

  • Roth IRA

  • Coverdell Education Savings Account

Available as CDs or savings accounts, it's
never too early to invest in an IRA. IRA savings accounts earn tiered, variable rates and can be opened with as little as $50. Payroll deduction can help you accumulate vital savings for the future!

 

If you already have an IRA with another financial institution, compare our great rates. Call us today at 651-451-5160 (outside of Minnesota
1-800-813-9185). Moving your current IRA to Heartland is easy! 

 

Better Insurance Coverage!
The NCUA now insures IRAs up to $250,000. Combined with our ESI insurance, that means your Heartland IRA is insured to $500,000!! 

Call, stop in, or email us to set up your IRA savings plana guaranteed and insured investment. Talk about peace of mind for retirement!

Education Savings Account

Saving for your child's education?

According to recent surveys, the average cost of attending a public university is almost $11,000 per year. Private universities average a staggering $24,000 annually! The most important thing you can do is to start saving now.

With an Education Savings Account (formerly known as an Education IRA), you can contribute up to $3,000 annually per child. Grandparents, aunts, uncles, and friends can also make contributions! ESAs offer tax-preferred treatment, with no tax on the interest earned or on withdrawals as long as the money is used for educational purposes.

Contact us today to start your child's ESA,
and rest easy tonight knowing your child's education will be paid for!

529 College Savings Plans available 
At Heartland Credit Union, you can set up your own 529 College Savings Plans. 529 Plans are popular investment choices for families to save for their children's higher education. Funds can be used for qualified education expenses such as tuition and room and board. Learn more.


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