GAP Insurance
Consider what could happen if your vehicle is totaled, or stolen and never
recovered. While your auto insurance may cover some of the costs, you’re
still responsible for paying any difference between the insurance payout
and what you owe on your vehicle loan.
That's why Heartland offers GAP (Guaranteed Asset Protection) Insurance. For a few dollars a month, you're protected against the
unfortunate circumstance of owing money on a vehicle you no longer have!
GAP provides coverage for the term of your
new or used vehicle loan and includes a $1,000 down payment toward a
replacement vehicle when you finance through Heartland.
Mechanical Repair Coverage
Choose the price and protection plan that best suits your needs and you'll
never have to worry about costly vehicle repairs again! Mechanical Repair
Coverage is available on both new and used vehicles. Call our lending
department at (651) 451-5160 for details!
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Credit Life
& Disability Insurance
Heartland offers Credit Life and Disability Insurance to protect you and
your loved ones should you pass away or become disabled. Affordable
options are available to cover your loan payments. You decide which
Heartland loan payments to protect, and the affordable monthly premium
will be added to your loan.
Interested in adding insurance
to an existing Loan?
No problem, you can add Credit Life and Disability or GAP
Insurance to your existing
loan. Contact our lending
department at
(651) 451-5160 for more information.

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Considering Loan Insurance?
Use our
Loan Insurance Calculators
to determine which
insurance options work best for you.
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