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Loan Insurance Options

GAP Insurance

Consider what could happen if your vehicle is totaled, or stolen and never recovered. While your auto insurance may cover some of the costs, you’re still responsible for paying any difference between the insurance payout and what you owe on your vehicle loan.

 

That's why Heartland offers GAP (Guaranteed Asset Protection) Insurance. For a few dollars a month, you're protected against the unfortunate circumstance of owing money on a vehicle you no longer have!

 

GAP provides coverage for the term of your
new or used vehicle loan and includes a $1,000 down payment toward a replacement vehicle when you finance through Heartland.

 

Mechanical Repair Coverage

Choose the price and protection plan that best suits your needs and you'll never have to worry about costly vehicle repairs again! Mechanical Repair Coverage is available on both new and used vehicles. Call our lending department at (651) 451-5160 for details!

Credit Life & Disability Insurance

Heartland offers Credit Life and Disability Insurance to protect you and your loved ones should you pass away or become disabled. Affordable options are available to cover your loan payments. You decide which Heartland loan payments to protect, and the affordable monthly premium will be added to your loan.

 

Interested in adding insurance
to an existing Loan? 

No problem, you can add Credit Life and Disability or GAP Insurance to your existing
loan. Contact our lending department at
(651) 451-5160 for more information.

 

 

 

See your credit history with Equifax.

 

Considering Loan Insurance?
Use our Loan Insurance Calculators to determine which insurance options work best for you. 

 


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