Personal Loans
Contact us for fast,
friendly loan approval!
If you need to borrow for any reason, you’ll
appreciate Heartland’s great rates and quick n’ easy approval process
(within 24 hours after we’ve received your application). We offer
signature (unsecured) loans, as well as loans secured by a CD or savings
account.
Contact us
for current rates. Most loan applications can be accessed online or by
calling our lending department at (651) 451-5160.
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If
you're paying Student Loans...
With our current low-interest loan rates, NOW is the time to
consolidate your student loans!
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Signature loans are available for any purpose. Depending upon your income, credit history, and the
amount you borrow, you may take up to five years to repay without offering additional collateral.
Your signature is the only security needed for this personal
loan. Apply today!
CD & Share Secured Loans
Use the value of a Heartland certificate of deposit or the balance in
your share account to secure a loan. Terms and interest rates vary.
Contact the credit
union via e-mail or by phone to receive up-to-date information
about this service. Apply today!
Home Improvement Loans
If you're making permanent improvements to your home, this is
the loan you're looking for. Depending on the projects you select,
the interest you'll pay may be tax deductible!*
No matter what home improvement project you dream up, we can
make it a reality. Terms up to 10 years are available. Apply today!
*Check with a qualified tax advisor for complete
deductibility rules.
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Ready Cash Plus
This line-of-credit loan for overdraft
protection gives you peace of mind. It's also available when
unexpected events occur or for that financial opportunity that's
just too good to pass up–convenient credit whenever you need it.
Merit-Based Pricing
We use Merit-Based Pricing. This loan
interest rate structure applies to all new and used vehicle,
signature, fixed-rate home equity, and home improvement loans.
Find out more.
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