Mortgages

Stress-Free and Convenient Home Financing

Whether you're buying your first home, need a little more space or maybe you're ready to down-size, we can help you find a mortgage solution to fit your needs. We can even help you sell your home.

You have access to a variety of solutions through our partnerships with CU Companies and First Class Mortgage and we'll help you choose the partner to best fit your needs. 

Finance the home of your dreams with Heartland!

Check Current Rates
Call us at
(651) 451-5160 today.

Need Help
Selling Your Home?

Home borrowing solutions

• First and Second Mortgages
• Refinancing
• ARM (Adjustable Rate Mortgage)
• Residential Construction Loans
• Vacation Home Financing
• VA (Veterans Administration) Loans
• FHA (Federal Housing Administration) Loans
• Jumbo
• USDA Rural Housing
• And More!

You'll enjoy:

• Low closing costs
• Competitive rates
• Personal assistance through the home financing process
• Easy application. Call or visit a Heartland office - applying takes 20 minutes or less
• Convenient payment options - online, automatic withdrawal from your Heartland account or mail
• 24/7 access to your loan
• Access to Realty Services with CU Companies. You'll pay only a 4.95% listing fee when you use CU Realty to sell your home - compared to the median listing fee of 6%, not including additional fees.

Get Started

Visit our office or call (651) 451-5160 or (800) 813-9185 for current rates, to apply or to learn more.

CU Companies financing available in MN, WI, IA, MO and IL only.
First Class Mortgage financing available in MN, WI, ND, SD, IA only.