It's a great time for a makeover!!!

• Repaint or remodel

• Update/upgrade your kitchen

• Add a deck, pool or spa

• So many more possibilities!

Or use the equity you've built in your home to:

• Purchase a vehicle

• Pay for education, or

• Take a dream vacation!

Heartland Credit Union is your source for a ready-when-you-need-it HELOC (Home Equity Line of Credit) or closed-end Home Equity Loan (2^nd mortgage).

 

Act now and take advantage of Heartland's:

¡   Low rates                         ¡   No payments for 90 days*

¡   No closing costs*           ¡   Up to $200 gift card at closing*

 

It's quick & easy to apply!

Apply online, call 651-451-5160 or visit your nearest Heartland office.

 

*Subject to normal credit qualifications. $200 gift card applicable for loan/min. draw of $60,000; $100 gift card applicable for loan/min. draw of $40,000; $50 gift card applicable for loan/min. draw of $20,000. Active Heartland checking account required for no closing costs. Other conditions and restrictions may apply. Consult your tax advisor regarding deductibility of interest. Offer expires August 31, 2008.