At Heartland, we're proud of our Visa Gold Card. Why? What makes Heartland's card better than others? Just read on!

• NO annual fee

• NO balance transfer fee

• NO cash advance fee

• NO penalty pricing on our Visa Card – The rate doesn’t change if your credit score decreases.

• The interest rate is the same for purchases and cash advances.

• Our regular interest rate is 10.9% APR.

• We offer CU Rewards. Members can earn 1 point for each purchase dollar (points are not earned on cash advances, balance transfers or convenience checks).  The CU Reward points can be used to purchase products or redeemed for travel miles.

Ready to apply?

Click here or call (651) 451-5160 today!