
Clothes, backpacks,
laptops...
Do they still use no. 2 pencils?
Back to school is even more
costly now-a-days.
Heartland is here to help!
Pay just 6.9%
APR* when you use your Heartland
Visa Credit Card or convenience checks August 1
through September 30, 2008 to purchase:
• Books
• Shoes & clothing
• Backpacks
• Laptops
• Calculators
• And more!
It's another great benefit of Heartland membership!

No Heartland
Visa Credit Card in your wallet?
Apply online today or call (651) 451-5160.
*Returns to normal APR of 10.9%
for Visa Gold or 12.9% for Visa Classic
on April 30,2009 OR earlier if account becomes delinquent or
over the limit.