Deposit
Rates
Rates Effective: September 2, 2010
|
Basic Savings Accounts |
Dividend |
APY* |
| Regular Savings |
0.10% |
0.10% |
| Business Savings |
0.10% |
0.10% |
| Bean Sprout Savers |
0.10% |
0.10% |
| iSave Club Savings |
0.10% |
0.10% |
| Club Accounts |
0.10% |
0.10% |
| |
|
|
| Holiday Savings** |
0.10% |
0.10% |
| |
|
|
Automatic Savings
Account
(earn more when you save save automatically through direct
deposit, payroll deduction, ACH or automatic transfer between
your Heartland accounts.) |
0.40% |
0.40% |
|
IRA Savings |
Dividend |
APY* |
| $0.01 - $2,499.99 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
0.10% |
0.10% |
| $10,000 + |
0.10% |
0.10% |
|
Money
Maker Account/Business Money Market Account |
Dividend |
APY* |
| $0.01 - $2,499.99 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
0.20% |
0.20% |
| $10,000 - $24,999.99 |
0.25% |
0.25% |
| $25,000 - $49,999.99 |
0.30% |
0.30% |
| $50,000 - $74,999.99 |
0.40% |
0.40% |
| $75,000 - $99,999.99 |
0.65% |
0.65% |
| $100,000 + |
0.80% |
0.80% |
|
Rewards
Checking/Free 55 Checking/Business Checking |
Dividend |
APY* |
| $0.01-$2,499.99 |
0.10% |
0.10% |
| $2,500 + |
0.10% |
0.10% |
|
Certificate of Deposit & IRAs |
Dividend |
APY* |
| 6 months |
|
|
| $1,000 minimum |
0.30% |
0.30% |
| $10,000 minimum |
0.45% |
0.45% |
| |
|
|
| 12 months |
|
|
| $1,000 minimum |
0.50% |
0.50% |
| $10,000 minimum |
0.70% |
0.70% |
| |
|
|
| 18 months |
|
|
| $1,000 minimum |
0.80% |
0.80% |
| $10,000 minimum |
1.00% |
1.00% |
| |
|
|
| 24 months |
|
|
| $1,000 minimum |
0.95% |
0.95% |
| $10,000 minimum |
1.10% |
1.10% |
| |
|
|
| 36 months |
|
|
| $1,000 minimum |
1.19% |
1.20% |
| $10,000 minimum |
1.39% |
1.40% |
| |
|
|
| 48 months |
|
|
| $1,000 minimum |
1.24% |
1.25% |
| $10,000 minimum |
1.49% |
1.50% |
| |
|
|
| 60 months |
|
|
| $1,000 minimum |
1.74% |
1.75% |
| $10,000 minimum |
1.89% |
1.90% |
|
|
