Now you can pay for college the smart way with great repayment options! Together we can do this.

The Heartland Credit Union Smart Option Student Loan by Sallie Mae is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

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Student Loan Rates

• Competitive Interest Rates

• Borrow up to 100% of school certified education costs (minimum $1,000)
   
• Multiple in-school repayment options available
   
• Borrower benefits available - like rewards and interest rate reductions
   
• Rates that reward creditworthy borrowers

• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
   
• Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
   
• 24/7 online account management
   
• No prepayment penalty