Visa
Gold with
Rewards
You’ll get a generous credit line, auto rental collision
damage
coverage, travel insurance and zero liability coverage — all with no annual fee and a low 10.90% APR*.
Enjoy all these benefits while accruing points with each
purchase. Redeem those points and reward yourself by choosing from
hundreds of gifts— from appliances to airline travel!
Visa Classic
This
no-annual-fee card with 12.90%
APR* gives you worldwide acceptance and all the convenience
Visa has
to offer.
Student (iSave) Visa
A no-annual-fee 12.90%
APR* card designed for students as young as 16 years old.
The conservative credit line will help them to establish a
personal credit rating while learning to use credit wisely.
Student Visa cards must
be co-signed by the parent or guardian.
Going Out of the Country?
To protect your Visa account from potential fraud, all
international ATM transaction are restricted. Please contact us at
651-451-5160 or 800-813-9185 to make accommodations for the
restriction if you plan on traveling out of the country.
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Making Visa Payments
Visa payments can be made using any of the following methods:
- You can check your balance and pay your bill online with
Online
Banking.
- Debit your account by calling
1-800-449-7728 ($5 processing
fee)
- Mail your payment to:
Heartland Credit Union
PO Box 660348
Dallas, TX 75266-0348
Visa Convenience Checks
Convenience checks make it easy to pay off those high-cost cards!
They work like regular checks, but the charges are applied to
your Visa account. Pay off your debts using convenience checks
and consolidate everything onto a single low-rate Heartland
Visa. Call our Visa Department at (651) 451-5160 to order your
convenience checks today!
*APR is annual percentage rate. Rates are in effect as of
February 1,
2008.
The 25-day grace period applies to new purchases paid in full before the due
date;
cash advances accrue interest from the date the advance is made.
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