Your Holidays

Borrow extra cash with a low rate Holiday Loan. Earn Double Points on Visa Platinum Rewards and Signature Visa cards. Offers end December 31. Click the learn more for complete details and disclosures.


Where Will
$25,000 Take You?

Save up to $15 on TurboTax and be entered for a chance to win $25,000.


Put the WIN
In Winter

Use Heartland Bill Pay and you could win. Cash prizes awarded for December and January: $5,000, $2,000 and $1,000.


Put Extra Jingle
In Your Pocket

Skip your December or January loan payments! Click the learn more to see if your loan qualifies and to request your skip.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Heartland Participates in New Prague Parade

    “We saw many members and received lots of thanks,” said Patty Anderson, New Prague Branch Manager. “We look forward to this parade each year. It’s a great opportunity to thank our members and to support the community.”

    “I just wanted to give you some feedback on Caitlin. She has been a true blessing and has made my banking experience smooth and positive. She always answers my emails/phones calls quickly and gets the job done. In the past I have had the complete opposite service from other banks. I am an office manager and know how tough it is to have quality employees. Keep up the good work.”

    Ann | Cottage Grove, MN

    View all testimonials