Lock In A
Great Savings Rate

Earn 2.40% APY with a special 15 month CD. Offer ends November 30th. Click the Learn More button for disclosure and qualification details. Start earning more today.


You Could
Win $5,000

Simply pay your bills online with Heartland Online Bill Pay and you could win $5,000! For each payment made you’ll receive an entry. Sweepstakes ends December 31, 2019. Click learn more for complete details and rules.


Need Some
Holiday Help?

Need a little extra cash this holiday season?
Borrow $500-$5,000 with a Heartland Holiday Loan.
Click the learn more button for complete details and disclosures.
Apply Today. Offer ends Dec. 31, 2019.

Holiday Loan

Sweeten the Holidays

Skip your December or January loan payment.
Click the learn more to see if your loan qualifies and
to request your skip.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.99% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    Learn about our community involvement, financial education and more.

    What's New

    New Logo Announcement

    This year we reached an exciting milestone of 80 years serving our members. While we reflected back over our history and planned for our future, it was the perfect time to evaluate the Heartland brand.

    “You guys are amazing! You make banking so much easier!”

    Subish | St. Paul, MN

    View all testimonials