Love your car,
but not your payment?

Move your auto loan to Heartland and get a low rate and 1% cash back. Offer ends Oct. 31. Click the Learn More button for complete details and disclosures.

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Tired of
Credit Card Debt?

Move your high-rate credit card balances to a Heartland Visa and pay off your debt faster. Now through September 15, you’ll enjoy an introductory rate of 2.9% APR for 12 months on your balances transferred. Click the Learn More button for complete details and disclosures.

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Summer
Signature Loan

Borrow $500 to $5,000 and take a dream vacation or upgrade your patio for grilling season with rates as low as 6.9% APR for 18 months. Offer ends August 31. Click the learn more for complete disclosures and details.

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$500 Closing Cost Discount

Ready to purchase or refinance? Apply for a Heartland Mortgage by August 31 and you’ll save $500 on your closing costs.
Click the learn more button for complete details and disclosures.

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    Online Banking

    Rates

    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.79% 3.99% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.


    Applications and Forms

    Access a variety of Heartland applications and forms.


    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.


    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    News

    Learn about our community involvement, financial education and more.

    What's New

    You Could Win a Shopping Spree

    Register today, then use your Heartland Visa Platinum Rewards or Signature card three times per week, now thru September 9th, for a chance to win an all-expense paid trip to Chicago and a 60-second shopping spree in the rewards warehouse.

    Heartland Board Member Receives CU Builder Award

    The Minnesota Credit Foundation and Heartland is proud to recognize Randy Nelson, former Heartland board member, as a Credit Union Builder. Created in 2008, the Credit Union Builder Award honors an individual’s dedication to the success, growth, and vitality of the not-for-profit financial movement in Minnesota.

    2018 Heartland Scholarships Awarded

    Congratulations to the following members for being awarded this year’s Heartland Scholarships:

    $1,000 Winner: Dusty from Othello, WA (shown in photo)
    $500 Winner: Tyler from New Prague, MN
    $500 Winner: Mary from Indianapolis, IN

    “Lexy, was outstanding. I couldn’t have asked for a better loan officer and personal representative.”

    Laura | St. Paul, MN

    View all testimonials