Make Your
Summer Sweeter

Skip your eligible July loan payment. Click the learn more to see if your loan qualifies and
to request your skip.


Signature Loan

Borrow $500 to $5,000 and take a dream vacation or upgrade your patio for grilling season with rates as low as 5.9% APR for one year. Offer ends August 31. Click the learn more for complete disclosures and details.


Live Mortgage Free
$0 Closing Costs

Discover the freedom when you pay down your mortgage in 10 years or less with the Home Free Refinance at a low 3.25% APR*. Click the Learn More button for complete details and disclosures.


Win a Shopping Spree

Register today, then use your Heartland Visa Platinum Rewards or Signature card three times per week, now thru September 25th, for a chance to win an all-expense paid trip to Chicago and a 60-second shopping spree in the CURewards® warehouse.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    2.09% 2.29% 2.39%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Heartland Scholarship Winners Announced

    The winners of the 11th Annual Heartland Scholarship have been chosen. We received many excellent essays, making it a challenging decision. The winners are:

    $1,000 winner – Hailey from Inver Grove Heights, MN
    $500 winner – Brian from Montgomery, MN
    $500 winner – Karly from Cottage Grove, MN

    Gas Pump Sweep Finds 9 Card Skimmers in Minnesota

    We encourage you to watch for skimmers on ATMs and gas pumps to protect yourself from fraud on your Heartland accounts. Plus, it’s important to monitor your accounts with Online Banking or Mobile Banking and alert us immediately if you notice purchases you did not make. Remember, you’re not liable for those purchases and we’ll get the money back into your account as quickly as possible. 

    Click here to learn more.

    “I have been a member of Heartland for approximately 25 years and no other credit union gives the personal touch as you folks do. I will remain a member for my lifetime.”

    Mark | Plymouth, MN

    View all testimonials