Buy or Refi

We’ve dropped our auto loan rates as low as 1.99% APR* for 3,4 and 5 year terms. Buy new or refinance and move your current loan to Heartland to save big. Apply Today! Offer Ends April 30th. Click the learn more for complete disclosures and details.


Whip High-Rates
Into Shape

Move your high-rate credit card balances to a Heartland Visa and save with our Special 2.9% APR Balance Transfer Rate. Hurry offer ends March 31, 2016. Click the Learn More button for complete details and disclosures.


Get Your Taxes Done
And Save

Get your maximum refund, plus a chance to win $25,000.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Scammers Fake Social Security Email

    January 28, 2016 – The subject line of the email says “Get Protected,” and the email talks about new features from the Social Security Administration (SSA) that can help taxpayers monitor their credit reports, and know about unauthorized use of their Social Security number. It even cites the IRS and the official-sounding “S.A.F.E Act 2015.” It sounds real, but it’s all made up.

    “I have been a member of Heartland for approximately 25 years and no other credit union gives the personal touch as you folks do. I will remain a member for my lifetime.”

    Mark | Plymouth, MN

    View all testimonials