Low Toy
Loan Rates

Get the toy you want, from ATVs and motorcycles to boats and snowmobiles with a Heartland Toy Loan. Borrow now and enjoy rates as low as 2.89% APR on 3, 4 and 5 year terms. Offer ends November 30. Click the learn more button for complete details and disclosures.


Earn More
on Everyday Purchases

Heartland Visa Platinum Rewards and Signature cards just got better! You can now earn more points on gas, supermarket and restaurant purchases. Learn more today and start rewarding yourself.


Drive Away
With a Low Rate

The car and payment you want is within reach with Auto Loan rates as low as 2.39% APR for up to a 5 year term. Offer ends October 31, 2017. Click learn more for complete disclosures and to apply.


Win a Shopping Spree

Register today, then use your Heartland Visa Platinum Rewards or Signature card three times per week, now thru September 24th, for a chance to win an all-expense paid trip to Chicago and a 60-second shopping spree in the CURewards® warehouse.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    2.39% 2.39% 2.39%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Cybersecurity Incident with Equifax

    Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases.

    Equifax, Inc. is providing the opportunity for consumers to enroll in complementary ID Theft Protection and Credit File Monitoring.

    “I just wanted to pass along my “thank you” and let you know what a wonderful employee you have in Lexy.”

    Cherl | White Bear Lake, MN

    View all testimonials