Refinance And Get
Up to $500

Move your auto loan to Heartland and get a low rate plus 1% cash back. Offer ends Sept. 30. Refinance today. Click the Learn More button for complete details and disclosures.


Credit Card
Balance Transfer

Move your credit card balances to a Heartland Visa and save on interest while paying down your debt. Now through September 30, you’ll enjoy an introductory rate of 2.9% APR for 12 months on your balances transferred. Click the Learn More button for complete details, disclosures and to transfer in minutes.


Home Loans
for All Stages

First time home-buyer or ready to refinance, a Heartland trusted mortgage adviser will help you navigate the mortgage process.
Click the Learn More to view your options and to start an application.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.99% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    Learn about our community involvement, financial education and more.

    What's New

    Get a Dairy Queen Blizzard On Us July 25

    On July 25, Miracle Treat Day, Heartland would like to buy you a small blizzard to thank you for being a Heartland member. Plus, on this special day, participating DQ locations will donate $1 or more to the Children’s Miracle Network.

    Heartland Scholarship Winners Announced

    Congratulations to the following members for being awarded this year’s Heartland Scholarships:

    $1,000 Winner – Alaina from Inver Grove Heights, MN
    $500 Winner – Katie from New Prague, MN
    $500 Winner – David from Inver Grove Heights, MN

    “You guys are amazing! You make banking so much easier!”

    Subish | St. Paul, MN

    View all testimonials