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Free Sooner

Say goodbye to your mortgage in 10 or 15 years with a Home Free Loan. Plus, when you choose the 10 year option, you’ll pay no closing costs. Click the Learn More button for complete details and disclosures.

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Love your car,
but not your payment?

Move your auto loan to Heartland and get a low rate and 1% cash back. Offer ends Oct. 31. Click the Learn More button for complete details and disclosures.

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    Online Banking

    Rates

    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.99% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.


    Applications and Forms

    Access a variety of Heartland applications and forms.


    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.


    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    News

    Learn about our community involvement, financial education and more.

    What's New

    $12,000 in Scholarships Now Available

    Cut the cost of college and apply for the Minnesota Credit Union Foundation Scholarship, exclusive to members of Minnesota Credit Unions. Two $2,000 scholarships and eight $1,000 scholarships are available. Application deadline is November 30, 2018.

    Heartland Board Member Receives CU Builder Award

    The Minnesota Credit Foundation and Heartland is proud to recognize Randy Nelson, former Heartland board member, as a Credit Union Builder. Created in 2008, the Credit Union Builder Award honors an individual’s dedication to the success, growth, and vitality of the not-for-profit financial movement in Minnesota.

    “It was nice having Heartland in our court when negotiating the price of our new car with the dealer. We got the price we wanted and we’re very pleased. We couldn’t have asked for a better loan officer and personal representative.”

    Roger | Inver Grove Heights, MN

    View all testimonials