Welcome Home

Ready to purchase, refinance or sell? Have questions about the home buying process? We’re here to help.


Auto Loans

Better rates, exceptional service. Let us help you get into a new vehicle and save money. View our rates and apply today.


13th Annual Heartland

We’re now accepting scholarship applications,
exclusively for Heartland members.
Application Deadline
Midnight May 31, 2018.


Make Summer Awesome

Get the toy you want. Boats, ATVs, motorcycles and more. Plus, enjoy rates as low as 3.24% APR. Offer ends June 15. Click the learn more button for complete details and disclosures.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.39% 3.99% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    Learn about our community involvement, financial education and more.

    What's New

    “I just wanted to pass along my “thank you” and let you know what a wonderful employee you have in Lexy.”

    Cherl | White Bear Lake, MN

    View all testimonials