Make Your
Summer Sweeter

Skip your eligible July loan payment. Click the learn more to see if your loan qualifies and to request your skip.

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14th Annual Heartland
Scholarship

We’re now accepting scholarship applications,
exclusively for Heartland members.
Application Deadline
Midnight May 31, 2019!

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We’ve Dropped
Our Auto Loan Rates.

With auto loan rates as low as 3.19% APR*, for a 3, 4 or 5 year term, you’ll enjoy a new car and a low payment. Click the learn more to apply and to view complete disclosures. Offer ends June 30, 2019.

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Hit the Waves
or the Trails

Get the toy you want. Boats, ATVs, motorcycles and more. Plus, enjoy rates as low as 3.99% APR for a 3, 4 or 5 year term. Offer ends June 30. Click the learn more button for complete details and disclosures.

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    Online Banking

    Rates

    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    3.19% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.


    Applications and Forms

    Access a variety of Heartland applications and forms.


    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.


    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    News

    Learn about our community involvement, financial education and more.

    What's New

    Protect Yourself from the Venmo Scam

    Police departments and colleges have sent out warnings in several U.S. cities, warning Venmo users about a security oversight that could cost them a lot of money in just a few seconds. Read the complete article and how you can protect yourself.

    Fraud Advisory

    October 22, 2018 – The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing caller-ID “spoofing” scheme misusing the Social Security Administration’s (SSA) national customer service phone number. SSA has received numerous reports of questionable phone calls displaying SSA’s 1-800 number on a caller-ID screen. This is a scam; citizens should not engage with these calls or provide any personal information.

    “You are all so easy to work with. Best Credit Union and Staff!”

    Lisa | Monticello, MN

    View all testimonials