Chip Debit Cards
Now Available

We’re excited to announce Heartland Chip Debit cards have arrived. Visit your local branch or call us today to order yours. Click the learn more button for complete details.


5 Year Auto Loan Rates
as Low as 1.99% APR

Drive down your auto loan payment with a Heartland Auto Loan – rates among the lowest around. Click the learn more button for complete details and disclosures.


Signature Loan

Borrow $500 to $5,000 and take a dream vacation or upgrade your patio for grilling season with rates as low as 5.9% APR for one year. Offer ends August 31. Click the learn more for complete disclosures and details.


Live Mortgage Free
$0 Closing Costs

Discover the freedom when you pay down your mortgage in 10 years or less with the Home Free Refinance at a low 3.25% APR*. Click the Learn More button for complete details and disclosures.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Heartland Attends New Prague Community Event

    On Thursday, August 4th Heartland employees attended the first annual “Czech Out New Prague” community event. The event was a success and many New Prague residents attended. “Our table was a big hit with the kids,” said Patty Anderson, New Prague Branch manager. “They loved playing Plinko and winning toys. We’re already looking forward to next year!”

    Heartland Members Enjoy DQ Blizzards on Us

    On July 28th, Miracle Treat Day, we offered to buy members a small blizzard at DQ to thank them for their membership. Plus, on this special day, participating DQ stores donated $1 or more to the Children’s Miracle Network. From the receipts we’ve received, over 100 members enjoyed a blizzard on us!

    “I have been a member of Heartland for approximately 25 years and no other credit union gives the personal touch as you folks do. I will remain a member for my lifetime.”

    Mark | Plymouth, MN

    View all testimonials