Where Will the Road Take You?

With auto loan rates as low as 1.99% APR, for up to a 5 year term, you’ll have the freedom and extra cash to hit the open road. Click the learn more button for complete details and disclosures.


Feeling Stuck?

Move your high-rate credit card balances to a Heartland Visa and save with our Special 2.9% APR Balance Transfer Rate. Hurry offer ends March 31, 2017. Click the Learn More button for complete details and disclosures.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    “I just wanted to give you some feedback on Caitlin. She has been a true blessing and has made my banking experience smooth and positive. She always answers my emails/phones calls quickly and gets the job done. In the past I have had the complete opposite service from other banks. I am an office manager and know how tough it is to have quality employees. Keep up the good work.”

    Ann | Cottage Grove, MN

    View all testimonials