Make Your

Move your credit card balances to Heartland and save. Now through March 31, you’ll enjoy an introductory rate of 2.9% APR for 12 months on your balances transferred. Click the Learn More button for complete details, disclosures and to transfer in minutes.


15th Annual Heartland

We’re now accepting scholarship applications,
exclusively for Heartland members.
Application Deadline
Midnight February 29, 2020!


Get Your Taxes Done
And Save

Save up to $15 on TurboTax federal products.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.99% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland Credit Union applications and forms.

    Join Today

    Credit Union Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    Learn about your credit union’s community involvement, financial education and more.

    What's New

    Home Buyers Happy Hour Event

    Thinking about buying a home? Join our experts on March 9th at Union 32 Craft House in Eagan, MN in a fun, casual setting to learn all about the process and ask any questions you have.

    Learn more and RSVP today.

    New Logo Announcement

    This year we reached an exciting milestone of 80 years serving our members. While we reflected back over our history and planned for our future, it was the perfect time to evaluate the Heartland brand.

    “Carly was excellent! We really appreciate her help with our loan.”

    Nicole | Centerville, MN

    View all testimonials