You Could
Win $5,000

Simply pay 5 bills or set up 5 new payees with Heartland Online Bill Pay and you could win $5,000! Sweepstakes ends Jan. 31, 2019. Click learn more for complete details and rules.


Wrap Up Holiday Spending

Need a little extra cash this holiday season?
Borrow $500-$5,000 with a Heartland Holiday Loan.
Click the learn more button for complete details and disclosures.
Apply Today. Offer ends Dec. 31, 2018.

Holiday Loan

Sweeten the Holidays

Skip your January loan payment.
Click the learn more to see if your loan qualifies and
to request your skip.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    3.29% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

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    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

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    What's New

    Protect Yourself from the Venmo Scam

    Police departments and colleges have sent out warnings in several U.S. cities, warning Venmo users about a security oversight that could cost them a lot of money in just a few seconds. Read the complete article and how you can protect yourself.

    Fraud Advisory

    October 22, 2018 – The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing caller-ID “spoofing” scheme misusing the Social Security Administration’s (SSA) national customer service phone number. SSA has received numerous reports of questionable phone calls displaying SSA’s 1-800 number on a caller-ID screen. This is a scam; citizens should not engage with these calls or provide any personal information.

    $12,000 in Scholarships Now Available

    Cut the cost of college and apply for the Minnesota Credit Union Foundation Scholarship, exclusive to members of Minnesota Credit Unions. Two $2,000 scholarships and eight $1,000 scholarships are available. Application deadline is November 30, 2018.

    “It was an easy in and out loan experience. I just refinanced my loan to a new Polaris Ranger and it took about 20 minutes to do so. Thank you everyone at Heartland.”

    Bruce | Waseca, MN

    View all testimonials