Love your car,
but not your payment?

Move your auto loan to Heartland and get a low rate and 1% cash back. Offer ends Oct. 31. Click the Learn More button for complete details and disclosures.


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Auto HELOC Visa Mortgage
APR as low as APR as low as APR as low as
2.79% 3.99% 8.90% Call for current rates.
2 yr term Up to 5 yr term

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APR = Annual Percentage Rate
Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

Applications and Forms

Access a variety of Heartland applications and forms.

Join Today

Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

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Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


Learn about our community involvement, financial education and more.

What's New

$12,000 in Scholarships Now Available

Cut the cost of college and apply for the Minnesota Credit Union Foundation Scholarship, exclusive to members of Minnesota Credit Unions. Two $2,000 scholarships and eight $1,000 scholarships are available. Application deadline is November 30, 2018.

Heartland Board Member Receives CU Builder Award

The Minnesota Credit Foundation and Heartland is proud to recognize Randy Nelson, former Heartland board member, as a Credit Union Builder. Created in 2008, the Credit Union Builder Award honors an individual’s dedication to the success, growth, and vitality of the not-for-profit financial movement in Minnesota.

2018 Heartland Scholarships Awarded

Congratulations to the following members for being awarded this year’s Heartland Scholarships:

$1,000 Winner: Dusty from Othello, WA (shown in photo)
$500 Winner: Tyler from New Prague, MN
$500 Winner: Mary from Indianapolis, IN

“It was nice having Heartland in our court when negotiating the price of our new car with the dealer. We got the price we wanted and we’re very pleased. We couldn’t have asked for a better loan officer and personal representative.”

Roger | Inver Grove Heights, MN

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