Lock In A
Great Savings Rate

Earn 2.40% APY with a special 15 month CD. Offer ends November 30th. Click the Learn More button for disclosure and qualification details. Start earning more today.


Reward Yourself

Earn unlimited points for all of your purchases when you use a Heartland Visa Signature card. The points you earn can be redeemed for cash back, merchandise, travel or gift cards. Get your card today.


Home Loans
for All Stages

First time home-buyer or ready to refinance, a Heartland trusted mortgage adviser will help you navigate the mortgage process.
Click the Learn More to view your options and to start an application.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    2.99% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

    Apply Now

    Apply for a loan, credit card or transfer a credit card balance in minutes using our secure online applications.


    Learn about our community involvement, financial education and more.

    What's New

    New Logo Announcement

    This year we reached an exciting milestone of 80 years serving our members. While we reflected back over our history and planned for our future, it was the perfect time to evaluate the Heartland brand.

    “You guys are amazing! You make banking so much easier!”

    Subish | St. Paul, MN

    View all testimonials