Wrap Up Holiday Spending

Need a little extra cash this holiday season?
Borrow $500-$5,000 with a Heartland Holiday Loan.
Click the learn more button for complete details and disclosures.
Apply Today. Offer ends Dec. 31, 2018.

Holiday Loan

Sweeten the Holidays

Skip your December or January loan payment.
Click the learn more to see if your loan qualifies and
to request your skip.


Live Mortgage
Free Sooner

Say goodbye to your mortgage in 10 or 15 years with a Home Free Loan. Plus, when you choose the 10 year option, you’ll pay no closing costs. Click the Learn More button for complete details and disclosures.


    Online Banking


    Auto HELOC Visa Mortgage
    APR as low as APR as low as APR as low as
    3.09% 4.09% 8.90% Call for current rates.
    2 yr term Up to 5 yr term

    See All Rates >>

    APR = Annual Percentage Rate
    Auto loan rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction. Visa rates are variable and subject to change semi-annually and based on credit history.

    Applications and Forms

    Access a variety of Heartland applications and forms.

    Join Today

    Membership is open to Dakota, Scott, Rice, Le Sueur, Carver, Hennepin, Ramsey and Washington, MN counties. Plus, to the employees and retirees of a variety of companies. Learn more and join today.

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    What's New

    Protect Yourself from the Venmo Scam

    Police departments and colleges have sent out warnings in several U.S. cities, warning Venmo users about a security oversight that could cost them a lot of money in just a few seconds. Read the complete article and how you can protect yourself.

    Fraud Advisory

    October 22, 2018 – The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about an ongoing caller-ID “spoofing” scheme misusing the Social Security Administration’s (SSA) national customer service phone number. SSA has received numerous reports of questionable phone calls displaying SSA’s 1-800 number on a caller-ID screen. This is a scam; citizens should not engage with these calls or provide any personal information.

    “Awesome experience, I’ll be sending people to Heartland. I’m moving from the big bank!”

    Chris | South St. Paul, MN

    View all testimonials