New Visa Credit Cards
Important Info

From a basic low rate card to a card loaded with rewards and chip technology, the new Heartland credit card lineup has features to fit your needs. If you’re a current cardholder click the Learn More button below for important information about this transition.


Save More in 2015

Earn 1.75% APY* on a five year Certificate of Deposit – one of the highest rates around. Whether you’re putting money away for your child or stashing away extra cash for yourself, now is a great time to get the most for the money you work hard for. Click the Learn More button for complete details and disclosures.


Live Mortgage Free
$0 Closing Costs

Discover the freedom when you pay down your mortgage in 10 years or less with the Home Free Refinance at a low 3.25% APR*. Click the Learn More button for complete details and disclosures.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    2.19% 2.39% 2.49%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Looking for current mortgage rates?
    Give us a call at (651) 451-5160 or (800) 813-9185

    What's New

    MN Department of Revenue Stops Accepting Tax Returns Filed With TurboTax

    The Minnesota Department of Revenue announced they have stopped accepting tax returns that are submitted through TurboTax due to potential fraud. In response, Heartland Credit Union has immediately removed links to TurboTax from our website and want to assure members we are not affiliated with TurboTax and provided only a discount to members who choose to use TurboTax.

    Intuit TurboTax has set up a dedicated phone number for impacted taxpayers who have recently found that when they log in to TurboTax to file their return, they see that a return has already been filed. Affected taxpayers can call (800) 944-8596 to get personal assistance.

    Read more for additional resources on protecting yourself against identity theft and tax fraud and what to do if you’re victim.

    Tips for Safe Online Holiday Shopping

    On Monday, millions of Americans will log on to their computers, tablets or smart phones to perform online shopping as part of Cyber Monday. Unfortunately, so will cyber criminals and hackers, who are seeking to exploit shoppers to obtain credit card and financial information.

    With the increasing threat of cyber scams and other online shopping fraud, it’s important for everyone to practice safe online behavior on Cyber Monday, throughout the holidays, and every day.

    Read more for tips to shop safely.

    “Thank you so much Heartland for helping me avoid becoming the victim of a money scam and saving me my money. I can’t express how grateful I am that you were watching out for me.”

    Janet | Shoeview, MN

    View all testimonials