Welcome to
the Heartland Family

We’re excited to announce Heartland membership is now open to Carver, Ramsey, Hennepin and Washington counties.


Low Toy
Loan Rates

Get the toy you want, from ATVs and motorcycles to boats and snowmobiles with a Heartland Toy Loan. Borrow now and enjoy rates as low as 2.89% APR on 3, 4 and 5 year terms. Offer ends November 30. Click the learn more button for complete details and disclosures.


Earn More
on Everyday Purchases

Heartland Visa Platinum Rewards and Signature cards just got better! You can now earn more points on gas, supermarket and restaurant purchases. Learn more today and start rewarding yourself.


Drive Away
With a Low Rate

The car and payment you want is within reach with Auto Loan rates as low as 2.39% APR for up to a 5 year term. Offer ends October 31, 2017. Click learn more for complete disclosures and to apply.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    2.39% 2.39% 2.39%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Now Proudly Serving Four More Minnesota Counties

    We’re excited to announce that the Minnesota Commerce Department has approved our request to expand our geographical field of membership to four additional Minnesota counties. Heartland can now offer credit union membership to businesses and individuals who live, work, volunteer, worship or attend school in Ramsey, Washington, Hennepin and Carver Counties.

    “I just wanted to pass along my “thank you” and let you know what a wonderful employee you have in Lexy.”

    Cherl | White Bear Lake, MN

    View all testimonials