Get Your Toy

Get the toy you want with rates as low as 2.25% APR* for 3,4 and 5 year terms. From boats to four wheelers, you’ll save big on toy loans. Offer Ends Nov. 30. Click the learn more for complete disclosures and details.


5 Year Auto Loan Rates
as Low as 1.99% APR

Drive down your auto loan payment with a Heartland Auto Loan – rates among the lowest around. Click the learn more button for complete details and disclosures.


Chip Debit Cards
Now Available

We’re excited to announce Heartland Chip Debit cards have arrived. Visit your local branch or call us today to order yours. Click the learn more button for complete details.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Heartland Participates in New Prague Parade

    “We saw many members and received lots of thanks,” said Patty Anderson, New Prague Branch Manager. “We look forward to this parade each year. It’s a great opportunity to thank our members and to support the community.”

    “Thank you Anne, you and Heartland CU are so great. I MEAN THAT FROM MY HEART. I have been a part of Heartland many years and have always felt like family.”

    Dan | Thief River Falls, MN

    View all testimonials