Chip Debit Cards
Now Available

We’re excited to announce Heartland Chip Debit cards have arrived. Visit your local branch or call us today to order yours. Click the learn more button for complete details.


5 Year Auto Loan Rates
as Low as 1.99% APR

Drive down your auto loan payment with a Heartland Auto Loan – rates among the lowest around. Click the learn more button for complete details and disclosures.


Signature Loan

Borrow $500 to $5,000 and take a dream vacation or upgrade your patio for grilling season with rates as low as 5.9% APR for one year. Offer ends August 31. Click the learn more for complete disclosures and details.


Live Mortgage Free
$0 Closing Costs

Discover the freedom when you pay down your mortgage in 10 years or less with the Home Free Refinance at a low 3.25% APR*. Click the Learn More button for complete details and disclosures.


    Online Banking

    Auto Loans

    2 Year 4 Year 5 Year
    APR as low as APR as low as APR as low as
    1.99% 1.99% 1.99%

    SEE ALL AUTO LOAN RATES | APR = Annual Percentage Rate
    Rates include a .25% discount for autopay from a Heartland Checking account or payroll deduction.

    Credit Cards

    Platinum Platinum Rewards Signature
    APR as low as APR as low as APR as low as
    8.90% 9.90% 11.90%

    SEE LOAN RATES for complete disclosures. | APR = Annual Percentage Rate Visa rates are variable and subject to change semi-annually and based on credit history.


    Click here to view rates. Or, call us at (651) 451-5160 or (800) 813-9185

    What's New

    Heartland Participates in Financial Literacy 5K

    Saturday, July 9, 250 financial education supporters, including Heartland employees, participated in the third annual Minnesota Credit Union Foundation (MnCUF) Financial Literacy 5K. The event offered a USTAF certified course, Kids’ fun run, and activities area with face painting, balloon artist, games, and free financial literacy books.

    FRAUD ADVISORY: Inspector General Warns Public About Email Phishing Scheme

    The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a suspicious email “phishing” scheme that recently surfaced. The Office of the Inspector General received reports that several hundred employees of a private company, with offices across the country, recently received an email message that appears to be from the Social Security Administration. The message alerts the recipient of “unusual” activity with his or her Social Security number.

    This type of phishing scheme could lead to identity theft of Social Security benefit theft. Therefore, Acting Inspector General Stone urges all citizens to be extremely cautious when receiving requests to provide personal information over the internet or the telephone.

    Win a Shopping Spree

    Register today, then use your Heartland Visa Platinum Rewards or Signature card three times per week, now thru September 25th, for a chance to win an all-expense paid trip to Chicago and a 60-second shopping spree in the CURewards® warehouse.

    Register Today

    “I have been a member of Heartland for approximately 25 years and no other credit union gives the personal touch as you folks do. I will remain a member for my lifetime.”

    Mark | Plymouth, MN

    View all testimonials