Business Checking

This account is for a larger business with a daily balance of $5,000 or more and higher transaction volume.

You Get:

  • Low $25 minimum deposit opens your account
  • Minimum average daily balance of $5,000 on all account deposits
  • Monthly serice fee waived if minimum balance is met. Otherwise $10.
  • Earns monthly dividends (interest)
  • Unlimited free deposits and checks cleared each month if minimum balance of $5,000 is met. If minimum balance is not met the first 200 are free and after that $0.05 per item.
  • Ten free ATM Withdrawals per month at non-Heartland owned ATMs
  • MasterCard Debit Card – No fee debit card. Use it for purchases or to access your money at over 50,000 surcharge-free ATMs. Choose from 3 designs.
  • Free Online Banking
  • Free Statements (paper or eStatements)
  • Free Overdraft Protection from your Savings Account
  • Ready Cash Plus Loan (overdraft protection line of credit – approval required)
  • 0.25% loan rate discount when payment is made automatically from your Heartland Checking+

Open a Heartland Business Checking Today
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch

*Excludes Mortgage, Credit Card and Ready Cash Plus Loans