Free Business Checking

This account is perfect for start-ups, home-based businesses and small corporations with 200 or fewer transactions per month and maintain a lower balance.

You Get:

  • Low $25 minimum deposit opens your account
  • No minimum daily balance or monthly maintenance fee
  • First 200 deposits and checks cleared each month are free, then $0.50 per item
  • Five free ATM Withdrawals per month at non-Heartland owned ATMs
  • MasterCard Debit Card – No fee debit card. Use it for purchases or to access your money at over 50,000 surcharge-free ATMs. Choose from 3 designs.
  • Free Online Banking
  • Free Statements (paper or eStatements)
  • Free Overdraft Protection from your Savings Account
  • Ready Cash Plus Loan (overdraft protection line of credit – approval required)
  • 0.25% loan rate discount when payment is made automatically from your Heartland Checking+

Open a Heartland Free Business Checking Today
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch

*Excludes Mortgage, Credit Card and Ready Cash Plus Loans