Rewards Checking

Reward yourself with the Heartland Rewards Checking. If you keep a larger balance and use your debit card at least 10 times per month, plus you’re looking for an account with all the extras, the Rewards Checking is for you. You’ll earn interest, receive 10 free ATM withdrawals per month at non-Heartland owned ATMs, get one free box of Heartland-style checks per year, enjoy a free standard-size (3X10) safe deposit box for one year and more. Open with as little as $25.

You Get:

  • No monthly fees if you maintain $1,000 monthly balance and use your debit card at least 10 times.
  • No deposit requirements
  • Earns interest
  • One free box of “Heartland” style checks per year
  • Free Money Orders
  • Free Official Checks
  • Free standard-size (3X10) safe deposit box for one year.
  • MasterCard Debit Card – No fee debit card. Use it for purchases or to access your money at over 50,000 surcharge-free ATMs. Choose from 3 designs.
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free Statements (paper or eStatements)
  • 10 Free ATM withdrawals per month at non-Heartland ATMs
  • Free Overdraft Protection from your Savings Account
  • Overdraft Privilege Pay (restrictions apply)
  • Ready Cash Plus Loan (overdraft protection line of credit – approval required)
  • 0.25% loan rate discount when payment is made automatically from your Heartland Checking+

Open a Heartland Rewards Checking Today
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch

*If monthly balance falls below $1,000 a maintenance fee of $10 will be charged. Rewards Checking also requires a minimum of 10 debt transactions per month to remain active. Inactive fee is $25.
+Excludes Mortgage, Credit Card and Ready Cash Plus Loans