Visa Platinum Rewards

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Earn points toward travel and merchandise every time you shop with a Heartland Visa® Platinum Rewards card. Accepted by thousands of merchants worldwide, a Heartland Visa® Platinum Rewards card gives you instant purchasing power, loaded with features. Plus, you’ll enjoy a low introductory balance transfer rate, no annual fees, no balance transfer fees and no cash advance fees.

Please note: If applicant is under 21 years old a cosigner is required.

Apply Today
Transfer Your Balances to Heartland (must be a Heartland Member)

You Get:

Apply Today
Online
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch

Transfer Your Balances
Already have a Heartland Visa? Click here to transfer your balances from other credit cards to your Heartland Visa and start saving.

To request a copy of your credit card agreement please call us at (651) 451-5160 or (800) 813-9185 or click here.

+APR is annual percentage rate. APR for purchases, balance transfers and cash advances: Visa Platinum Rewards – 9.90%-13.90% APR. These APRs are variable and based on your credit worthiness and uses the Wall Street Journal Prime rate as its index. Rates are subject to change semi-annually. Rates are in effect as of February 1, 2015. The 25-day grace period applies to new purchases paid in full before the due date; cash advances accrue interest from the date the advance is made.
Transaction Fees: Foreign Transaction – 1% of U.S. dollar transaction amount.
* Points are not earned on cash advances, balance transfers, or convenience checks.
^ Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
**Balances must be transferred within 60 days of the new card being opened to qualify for the introductory rate. Current cardholders do not qualify. After 12 billing cycles your APR will be variable 9.90%-13.90%.