Student Auto Loan

Buying your first car is exciting, but taking out your first loan can be intimidating – not at Heartland. With our Student Auto Loan, for first-time auto buyers, we’ll teach you how to build good credit and answer any questions you have along the way. This loan is available to members 16 and older with a parent or guardian as co-applicant.

You Get:

  • No previous credit history required for primary student applicant (parent/guardian co-applicant required)
  • Education – you’ll receive information on how credit works, what to look for on your credit report and more
  • Saving option – add as little as $10 to your loan payment and we’ll put it in a high-earning certificate of deposit earning the dividend rate equal to a Heartland 60 month Certificate of Deposit
  • Same low competitive rate on new and used auto loans
  • Variety of loan terms – from two to seven years (based on age of vehicle and loan amount)
  • Flexible payment options
  • 0.50% loan rate discount when payment is made automatically from your iSave Checking

Apply Today
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch