Whether you’re buying your first home, ready to down-size or want to move your current loan to Heartland and save money, we can help you find a mortgage solution to fit your needs.
You have access to a variety of solutions through our partnership with The Servion Group and our onsite mortgage lender.
Heartland home borrowing solutions include:
- First and Second Mortgages (Conventional)
- Refinancing and Cash Out Refinancing
- ARM (Adjustable Rate Mortgages)
- Vacation Home and Investment Property Financing
- VA (Veterans Administration) Loans
- FHA (Federal Housing Administration) Loans
- USDA Rural Housing
- Competitive rates and low closing costs
- Personal assistance through the home financing process
- Convenient payment options
Call: Call Dan, our Mortgage Lender at (651) 746-6419 to get started. Or, (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch
Heartland Mortgages are available to members in the following states: Minnesota, Wisconsin, Iowa, Illinois, Missouri, North Dakota, South Dakota, Michigan, Florida, Indiana, Kentucky, California, Arkansas, Georgia, North Carolina, Nebraska, Kansas, Ohio, New Hampshire, Tennessee, Texas, Louisiana, Connecticut, Oklahoma, Alabama, Delaware, Pennsylvania, New Mexico, Mississippi, South Carolina, New Jersey, Maryland, Colorado, Wyoming, Washington, Idaho, Maine, Utah and West Virginia.
Payment examples: For a 15 year loan for $100,000 with 5% downpayment at 3.50% interest rate, no points, and an APR of 3.896%, the monthly principal and interest payment is $715. The total of all interest payments for 15 years is $28,679 and the total of all payments for 15 years $128,679. Payments do not include amounts for taxes and insurance premiums, including property and mortgage insurance premiums. The actual payment obligation will be greater.
For a 30 year loan for $100,000 with 5% downpayment at 4.25% interest rate, no points, and an APR 4.701%, the monthly principal and interest payment is $492. The total of all interest payments for 30 years is $77,098 and the total of all payments for 30 years is $177,098. Payments do not include amounts for taxes and insurance premiums, including property and mortgage insurance premiums. The actual payment obligation will be greater.