Auto Loans

Move your current auto loan to Heartland or borrow for something new and enjoy a low monthly payment, plus $100.

Now through October 31, 2020, when you refinance or finance your auto loan with Heartland, you’ll enjoy a rate as low as 2.99% APR* on 2-5-year terms. Plus, we’ll give you $100 for a little extra cash in your pocket.

Apply Today in Minutes. Loans are processed online and you can sign the required documents from the comfort and safety of your home. Or call us at (651) 451-5160 or (800) 813-9185

Not a Heartland member? Joining is easy. Learn about who can join and how to get started.

*APR is Annual Percentage Rate. Offer valid 9/1/20 -10/31/20 and subject to change without notice. Offer valid on 2013–2020 new and used vehicles. Auto Loans currently financed with Heartland do not qualify. Qualifying terms are 2-5 years. Rates quoted include a .25% discount for Automatic Payments from a Heartland Checking account. Payment on a 60-month auto loan at 2.99% APR is $17.96 per $1,000 borrowed. Rates vary based on age of collateral and credit history. Other terms and conditions may apply. Qualifications apply. The $100 bonus applies to new and used auto loans financed with Heartland. The $100 bonus will be deposited into the member’s savings account when the loan closes. Member is liable for any and all taxes associated with this bonus and may receive a 1099-MISC tax form from Heartland. The original title, proof of insurance and payoff amount must be provided for refinanced auto loans.