Credit Card Comparison

How much does your credit card cost? Let’s compare!

Card Benefits Heartland Signature Capital One Quick Sliver Discover Chase Sapphire American Express
Rate 11.90%-15.90% APR 26.99% APR 13.49%-24.49% APR 17.74%-24.49% APR 16.74%-23.74% APR
Annual Fee $0 $39 $0 $95 $150
Cash Advance Fee $0 $10 or 3%,
whichever is greater
$10 or 5%, whichever is greater $10 or 5%, whichever is greater $10 or 5%, whichever is greater
Balance Transfer Fee $0 $0 3% $5 or 5%, whichever is greater Info. not available

*APR is annual percentage rate. Rates are in effect as of 12/11/2019. Visa rate is variable and subject to change semi-annually. Visa rate is subject to credit history. Transaction Fees: Foreign Transaction – 1% of U.S. dollar transaction amount. Comparisons gathered from credit card websites and mailings, effective 11/18/2019.

Plus, with a Signature card you’ll earn unlimited points toward:

  • Cash Back
  • Travel
  • Merchandise
  • Gift Cards

Earning points is easy
For each dollar spent you’ll earn:

  • 5 points at gas stations
  • 3 points at supermarkets and restaurants
  • 1 point on all other purchases

Learn more about our Signature and Platinum Rewards cards here.