Balance Transfer

Move your high-rate credit card balances, now through March 31, to a Heartland Visa credit card and you’ll enjoy a low introductory rate of 2.9% APR* on your transferred balances for 12 months. You’ll save on interest, while paying down your debt.

Don’t have a Heartland Visa? Take a peek at how we compare.
View all available credit cards.

Not a Heartland member? Joining is easy. Learn about who can join and how to get started.

Contact us today for more information
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch

APR is annual percentage rate. Balance transfer requests will be paid up to your available credit limit. Promotional offer valid 1/1/2020 – 3/31/2020. Balance transfers can take up to 10 business days to be completed. Rate of 2.9% APR is carried on transferred balances only, existing balances on Heartland credit cards are not eligible. Cash advances and purchases do not qualify. Student and Business Visa cards are not eligible. All other terms and conditions will apply in accordance with our current Visa┬« credit card agreement. Transaction Fees: Foreign Transaction – 1% of U.S. dollar transaction amount. *Rates vary based on credit history after promotional rate. Rates are variable and subject to change semi-annually. Platinum variable APR rates are 8.9%-12.9%; Platinum Rewards 9.9%-13.9%; Signature 11.9%-15.9%. Must meet membership requirements.