Basic Savings Accounts

It’s never too early to start saving and at Heartland we offer a variety of savings options to help you reach your goals. See below to view the basic savings accounts available to you.

Primary (Share) Savings Account

This is where it all begins! Unlike other financials, credit unions are financial co-ops which means you have ownership in the credit union when you open your “Share Savings Account” with $5. This $5 purchases your share of the credit union and entitles you to all the benefits of Heartland.

You Get:

  • Monthly dividends (interest)
  • No monthly maintenance fees*
  • Low $5 to open and maintain
  • Insured by NCUA to $250,000 and an additional $250,000 through the Excess Share Insurance Corp (ESI).
  • ATM card available

*Inactive Fee applies to members over 18 years of age with only a share savings account that has a deposit less than $250 and is inactive for 181 consecutive days.

Secondary Savings Account

Need a place to save for something specific, such as taxes, a vacation or college? With a Secondary Savings Account you can do just that. And, it can even be custom named such as “Tommy’s Braces” or “Vegas Vacation.”

You Get:

  • Monthly dividends (interest)
  • No monthly maintenance fees
  • Low $5 to open
  • Insured by NCUA to $250,000 and an additional $250,000 through the Excess Share Insurance Corp (ESI).

Open a Savings Account Today
Print: Print an application
Call: (651) 451-5160 or (800) 813-9185
Visit: Visit a Heartland Branch